Leave a Legacy of Impact
When you include the Decatur Family YMCA in your estate plans, you’re doing more than making a gift—you’re investing in the future of our community. Planned Giving allows you to create lasting change for generations to come, ensuring that children, families, and neighbors continue to have access to the Y’s life-changing programs and services.
Your legacy can build a healthier, stronger Decatur—today, tomorrow, and always.
Ways to Give:
IRA / RETIREMENT PLAN
You can name Decatur Family YMCA as a beneficiary of a portion or the entirety of your IRA or other retirement accounts. This simple designation—made directly through your plan provider—can be a tax-efficient way to make a meaningful gift while supporting causes you care about most.
INSURANCE POLICY
By designating the Y as a beneficiary of your life insurance policy, you ensure that your legacy continues to serve others well into the future. This is a powerful way to make a significant impact—often larger than you may have thought possible—without affecting your current financial situation.
WILL OR LIVING TRUST
A bequest through your will or trust is one of the most flexible and accessible ways to make a lasting gift. You can designate the Y to receive a specific dollar amount, a percentage of your estate, or the remainder after other obligations are met.
CHARITABLE GIFT ANNUITIES AND CHARITABLE REMAINDER TRUSTS
These giving options enable you to support the Y while also generating income for life and potentially enjoying tax advantages. These tools can be tailored to address your estate planning goals, such as generating steady income, reducing taxes, and supporting both your family and your philanthropic priorities.
OUTRIGHT GIFT
These gifts include cash, stocks, bonds, real estate, or personal property. A gift of appreciated securities, in particular, may offer double tax benefits by avoiding capital gains tax and qualifying for a charitable deduction. Outright gifts are a powerful way to see the impact of your generosity during your lifetime.
ENDOWMENT FUND GIFTS
You can also designate your planned gift to the YMCA's endowment fund, ensuring your support continues in perpetuity. Gifts to the endowment are invested for long-term growth, with annual distributions supporting programs that align with your values—year after year.
Trusted Support to Guide Your Giving
Planned giving doesn’t have to be complicated—and you don’t have to navigate it alone. The Heart of Illinois Community Foundation serves as a trusted local partner, offering expertise in charitable giving and access to a network of experienced financial professionals. Whether you’re just starting to consider a legacy gift or ready to make your plans official, they can help you explore the best options for you and your family.
🔗 Learn more at www.heartofillinois.org